Harvard Business Review did an article on How to Persuade the Young and the Healthy to Buy Medical Insurance. This seemed to strike a conversation among some of us in the healthcare industry.
Not having coverage is fine if you never leave your house. However, the cost of a catastrophic event could destroy a young person from a financial viewpoint. In turn, could have a major impact on their credit.
The cost of insurance for a young healthy person, who does not have coverage from their employer is very important and worth the cost. Employers will many times pay for part of the cost. If not, then this is a question every young employee should ask their employer. They need to find out the correct answer.
The article can be found here.